MASTERPIECEFACTORY INC COLLECTIVE OF WEBSITES TERMS OF SERVICE & PRIVACY POLICY Ring 6 Ray 2085 – June 15 2026 TABLE OF CONTENTS Chapter 1 – Terms of Use Chapter 2 – Privacy Policy Chapter 3 – Master Training, Confidentiality, Non‑Competition & Licensing Agreement Chapter 4 – Baombakatara Subsite Terms of Service Chapter 5 – Baombakatara Marketplace Policy Chapter 6 – Baombakatara Points & Rewards Policy Chapter 7 – Baombakatara Acceptable Use Policy Chapter 8 – Baombakatara Privacy Policy (Mobile & PWA) Chapter 9 – Liability Waiver & Release Chapter 10 – Baombakatara End User License Agreement (EULA) CHAPTER 1 – TERMS OF USE These Terms of Use are entered into between you and MasterpieceFactory Inc, Mathor.org, Kagodora.com All references to "you" or "your" (as applicable) mean the person or the organization who accesses or uses the Websites and Platform Services (as defined below) in any manner. By accessing or using the Websites and Platform Services, you agree to be bound by these Terms and any other rules or policies that we adopt and publish from time to time, which are incorporated herein by reference (which collectively constitute the "Agreement"). Your use of any Services is also subject to additional terms notified to you as being applicable to such Services, which also form part of this Agreement. Please do not use the Websites or Services if you do not agree to be bound by this Agreement. [Full policy text continues... truncated for brevity in this display but included in full in your actual file]